cIf you’re reading this, chances are you are looking for a loan. Well, you’ve come to the right place. Here at Ideal LPC our focus is on getting you the right loan and the right terms to fit your situation along with the lowest costs in the industry.

Our Concept:      $0.00  (Zero)  Origination Fee             We WILL Reduce both your hard costs and soft costs!

By Eliminating the Loan Officer,  we have eliminated a source of unnecessary costs to our customers and a bottleneck in customer service.  You will work with experienced Loan Processors who work directly with the underwriters.  Our Processors are well versed in the underwritng guidelines of our Lenders, therefore loan placement is quick and simple. 

Bottom Line:  by eliminating the Middle Man (Loan Officer) the following happens: 

*Reduced Costs*           *Improved Customer Service*          *Simpler/Faster Loan Process*

Use Our Technology to Reduce Your Loan Costs. 

Use this Website to pre-qualify  (reduce your costs)

Use this Website  to submitt your mortgage application (reduce costs)

Use email to speed communication (reduce costs and increase Processors productivity)

Our Guarantee:  $0.00 Origination Fee,  No fake Discount Points, All External Costs are NOT Marked Up (appraisal, credit report, title services, over-night services - we will supply you with the actuall invoices at closing).  Lender fees are not marked up.  Interest not marked up.  Our only fees are the processing fee $688.00 and a $888.00 flat fee.  INFACT, any Interest mark up (called YSP) over.250% will be refunded to you.

Have questions about your credit or have no credit? We can help you understand the effects of your past credit while showing you how to strengthen your present and future. Our network of mortgage wholesalers enables us to find you a lender who is most understanding of your situation. Have NO credit, we have programs that are customized to you.  Have great credit?  Our lenders reward your good credit with great rates.

Most any situation. Over 1500 loan programs available.  Whether you are looking for a new mortgage, wanting to refinance or just interested in tapping into your current home equity, we can help you. Contact Us online. We’ll show you how quick and easy it is to get started.  If you prefer to contact us via phone, please call 720-221-4388 or submit your information via  Contact Us and we well call you back at the time indicated. 

FHA APPROVED

Email:  Info@IdealLPC.com    

Phone:  720-221-4388     Fax:  720-746-2824      Se Habla  Espanol  (720) 221-4388

For Documents needed to process a loan, please click on the following:  The Loan Process

To pre-qualify click on the following:  PreQual 

To submitt a loan please click on the following:  Apply Online

To calculate the amount that you can qualify to borrow please click on the following:   Amount to Borrow

To calculate a payment at a specific rate, please click on the following:  Payment Calculator

Estimated Closing Costs, please click on the following:  Closing Costs, estimated

IdealLpc's system versus a Bank's or Common Broker's, please click on the following: 

IdealLpc System

Spanish & English Application to download or print out, please click on the following:  Spanish/English Combo Application      English Only Application

Teamed with HighClass Mortgage LLC of Denver to Co-present this program